🇰🇭 Cambodia Guide

How to Receive Money from the USA to Cambodia

Tell your family in the USA what to use. Cambodia accepts USD directly — no currency conversion needed for most transfers.

Best Transfer Services

Remitly

Minutes

Fee: Low (~$2–4)

Delivery: Bank deposit or Wing Money pickup

Best overall — fast, low fees

Western Union

Minutes

Fee: Moderate ($5–10)

Delivery: Cash pickup at WU agents in Phnom Penh

Best if you need cash immediately

Wise

1–2 days

Fee: Very low (0.5–1%)

Delivery: Bank transfer to ABA or ACLEDA

Best for larger amounts

Wing Money

Minutes

Fee: Low

Delivery: Wing agents across Cambodia, app pickup

Best for rural areas and agents

Opening a Bank Account

The best banks in Cambodia for receiving international transfers:

  • • ABA Bank: Best app, widespread ATMs, accepts international transfers — bring passport/ID
  • • ACLEDA Bank: Largest domestic bank, reliable, easy account opening
  • • Canadia Bank: Good for USD savings accounts

What to Tell Your Family

Share these with your family in the USA before they send:

  • • Your full name as it appears on your ID
  • • Your ABA or ACLEDA bank account number (for bank transfer)
  • • Your Wing Money number (phone number) for Wing transfers
  • • The city where you want cash pickup (for Western Union)
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