🇲🇽 Mexico Guide
How to Receive Money from the USA to Mexico
Mexico is the world's largest remittance corridor. OXXO stores provide cash pickup on every block. Your family has many easy options.
Best Transfer Services
Remitly
MinutesFee: Low (~$2–4)
Delivery: BBVA, Santander, HSBC, or OXXO cash pickup
Best overall — used by millions of US-Mexico families
Zelle (to Mexican bank)
Same dayFee: Free (via US bank)
Delivery: BBVA Mexico or HSBC Mexico accounts linked to Zelle
Best if your family has a US bank with Zelle
Western Union
MinutesFee: Moderate ($5–15)
Delivery: Cash pickup at OXXO, Walmart, Elektra nationwide
Best for cash pickup — OXXO on every corner
Wise
1–2 daysFee: Very low (0.5–1%)
Delivery: Bank transfer to BBVA, Santander, HSBC in MXN or USD
Best for large amounts — lowest fees
Opening a Bank Account in Mexico
- • BBVA México: Largest private bank — bring CURP and ID, some branches require proof of address
- • Santander México: Easy account opening, good for transfers
- • HSBC México: Accepts international transfers easily
- • Nu México (Nubank): Fully digital — open from your phone with CURP
Cash Pickup Without a Bank Account
No bank account yet? Use cash pickup:
- • OXXO — on every block in Mexico, accepts Western Union and Remitly pickup
- • Elektra — major electronics/financial chain, extensive Western Union network
- • Walmart Mexico — Western Union and MoneyGram available
- • Telecomm Telegrafos — government-run money transfer points nationwide
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