How to Receive Money from the USA to Mexico

Other options worth knowing about

We earn nothing from either of these. They are here because they are often the right answer.

• Zelle to a Mexican bank. If your family in the US banks somewhere that supports Zelle and you hold an account at a Mexican bank that receives it, this can be same-day with no transfer fee on the US side. Check current support with both banks — the list of participating banks changes.
• OXXO cash pickup. Several services pay out at OXXO, which matters when you have no bank account yet. Ask the sender which payout networks their service reaches in your state.

Opening a Bank Account in Mexico

• • BBVA México: Largest private bank — bring CURP and ID, some branches require proof of address
• • Santander México: Easy account opening, good for transfers
• • HSBC México: Accepts international transfers easily
• • Nu México (Nubank): Fully digital — open from your phone with CURP

Cash Pickup Without a Bank Account

No bank account yet? Use cash pickup:

• • OXXO — on every block in Mexico, accepts Western Union and Remitly pickup
• • Elektra — major electronics/financial chain, extensive Western Union network
• • Walmart Mexico — Western Union and MoneyGram available
• • Telecomm Telegrafos — government-run money transfer points nationwide