🇲🇽 Mexico Guide

How to Receive Money from the USA to Mexico

Mexico is the world's largest remittance corridor. OXXO stores provide cash pickup on every block. Your family has many easy options.

Best Transfer Services

Remitly

Minutes

Fee: Low (~$2–4)

Delivery: BBVA, Santander, HSBC, or OXXO cash pickup

Best overall — used by millions of US-Mexico families

Zelle (to Mexican bank)

Same day

Fee: Free (via US bank)

Delivery: BBVA Mexico or HSBC Mexico accounts linked to Zelle

Best if your family has a US bank with Zelle

Western Union

Minutes

Fee: Moderate ($5–15)

Delivery: Cash pickup at OXXO, Walmart, Elektra nationwide

Best for cash pickup — OXXO on every corner

Wise

1–2 days

Fee: Very low (0.5–1%)

Delivery: Bank transfer to BBVA, Santander, HSBC in MXN or USD

Best for large amounts — lowest fees

Opening a Bank Account in Mexico

  • • BBVA México: Largest private bank — bring CURP and ID, some branches require proof of address
  • • Santander México: Easy account opening, good for transfers
  • • HSBC México: Accepts international transfers easily
  • • Nu México (Nubank): Fully digital — open from your phone with CURP

Cash Pickup Without a Bank Account

No bank account yet? Use cash pickup:

  • • OXXO — on every block in Mexico, accepts Western Union and Remitly pickup
  • • Elektra — major electronics/financial chain, extensive Western Union network
  • • Walmart Mexico — Western Union and MoneyGram available
  • • Telecomm Telegrafos — government-run money transfer points nationwide
← First 30 DaysCompare All Money Transfer Services →

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