🇻🇳 Vietnam Guide

How to Receive Money from the USA to Vietnam

Vietnam has an excellent banking system and many remittance options. Remitly and Wise are the cheapest for your family to use from the USA.

Best Transfer Services

Remitly

Minutes–Hours

Fee: Low (~$2–4)

Delivery: Bank transfer to Vietcombank, VPBank, Techcombank

Best overall for speed and low fees

Wise

1–2 days

Fee: Very low (0.5–1%)

Delivery: Direct bank transfer in VND or USD

Best for larger amounts — lowest fees

Western Union

Minutes

Fee: Moderate ($5–15)

Delivery: Cash pickup at WU agents or Vietcombank

Best for urgent cash pickup

Xoom (PayPal)

Minutes–Hours

Fee: Low–Moderate

Delivery: Bank deposit to major Vietnamese banks

Good if your family uses PayPal

Opening a Bank Account in Vietnam

  • • Vietcombank: Best for international transfers — most Western Union and Remitly integrations
  • • Techcombank: Modern app, easy online setup
  • • VPBank: Fast account opening, good mobile banking
  • Bring passport/Vietnamese ID to open — usually takes 30 minutes

What to Tell Your Family

  • • Your full name in Vietnamese spelling (no accent marks for Remitly)
  • • Bank name, account number, and Swift/BIC code
  • • For Western Union: the city and your phone number
  • • Expected amount — large transfers may need bank verification
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